Course: Banking and Insurance 2

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Course title Banking and Insurance 2
Course code MUFU/1BA2E
Organizational form of instruction Lecture + Seminar
Level of course Master
Year of study not specified
Semester Summer
Number of ECTS credits 4
Language of instruction English
Status of course Compulsory, Compulsory-optional
Form of instruction Face-to-face
Work placements This is not an internship
Recommended optional programme components None
Lecturer(s)
  • Sipko Juraj, prof. Ing. Ph.D., MBA.
Course content
- Active and passive trades of commercial banks, tools of payment system. - System of foreign payments (clean payment, SEPA, hedged payment - documentary collection, letter of credit, Electronic Data Interchange - Banking off balance (depot payments, advice services, bank guarantee - Investment banking, financial engineering tools - Special types of bonds (issuance of government and municipal bonds), Corporate Bonds (Cost of Issue management) - Alternative forms of financing (venture, franchise, leasing, factoring, forfeiting) - Digitalization and modern banking and finance (alternative currencies, electronic money and CBDCs - The essence of current elastic money system and the role of banks in it - Public debt management - Innovation and modern banking - Risk of accidentality and its impact on economical and non-economical human activities. Insurance Types. Risk management. Importance of assurance from the micro and macro-economical point of view - Insurance business, Insurers, Negotiators, importance of government regulation and its procurement. - Theoretical platform of insurance operations (premium, administrative expense and profit, technical reserve, assurance fundamentals, insurance technical risk and other insurance risks) - Life insurance, General insurance Seminars: Seminars will follow upon the lectures. We will do practical exercises on seminars after each lecture.

Learning activities and teaching methods
Lecturing, Monologic (Exposition, lecture, briefing), Projection (static, dynamic), Practice exercises
prerequisite
Knowledge
Knowledge of Banking and Insurance 1 and Financial and Capital Markets
Knowledge of Banking and Insurance 1 and Financial and Capital Markets
learning outcomes
- popsat základní druhy devizových operací a vysvětlit s nimi související rizika
- popsat základní druhy devizových operací a vysvětlit s nimi související rizika
- vymezit podstatu a hlavní formy zahraničního platebního styku
- vymezit podstatu a hlavní formy zahraničního platebního styku
- vysvětlit problematiku bankovnictví mimo bilanci
- vysvětlit problematiku bankovnictví mimo bilanci
- zhodnotit výhody a nevýhody jednotlivých forem alternativního financování
- zhodnotit výhody a nevýhody jednotlivých forem alternativního financování
- objasnit podstatu bankovních a pojistných produktů pro korporátní klientelu
- objasnit podstatu bankovních a pojistných produktů pro korporátní klientelu
- describe the basic types of foreign exchange operations and explain the risks involved
- describe the basic types of foreign exchange operations and explain the risks involved
- define the substance and main forms of foreign payment transactions
- define the substance and main forms of foreign payment transactions
- explain off-balance sheet banking issues
- explain off-balance sheet banking issues
- evaluate the advantages and disadvantages of different forms of alternative financing
- evaluate the advantages and disadvantages of different forms of alternative financing
- explain the nature of banking and insurance products for corporate clients
- explain the nature of banking and insurance products for corporate clients
Skills
- samostatně posoudil dopad změn měnověpolitických nástrojů na finanční trhy
- samostatně posoudil dopad změn měnověpolitických nástrojů na finanční trhy
- na základě vlastní analýzy vhodně navrhnout portfolio pasivních bankovních produktů pro korporátní klientelu
- na základě vlastní analýzy vhodně navrhnout portfolio pasivních bankovních produktů pro korporátní klientelu
- na základě vlastní analýzy vhodně navrhnout portfolio aktivních bankovních produktů pro korporátní klientelu
- na základě vlastní analýzy vhodně navrhnout portfolio aktivních bankovních produktů pro korporátní klientelu
- samostatně posoudit parametry pojistných produktů v oblasti životního a neživotního pojištění
- samostatně posoudit parametry pojistných produktů v oblasti životního a neživotního pojištění
- samostatně analyzovat finanční zdraví komerční banky
- samostatně analyzovat finanční zdraví komerční banky
- independently assess the impact of changes in monetary policy instruments on financial markets
- independently assess the impact of changes in monetary policy instruments on financial markets
- on the basis of its own analysis, appropriately design a portfolio of passive banking products for corporate clients
- on the basis of its own analysis, appropriately design a portfolio of passive banking products for corporate clients
- based on his/her own analysis, appropriately design a portfolio of active banking products for corporate clients
- based on his/her own analysis, appropriately design a portfolio of active banking products for corporate clients
independently assess the parameters of insurance products in the field of life and non-life insurance
independently assess the parameters of insurance products in the field of life and non-life insurance
- independently analyse the financial health of a commercial bank
- independently analyse the financial health of a commercial bank
teaching methods
Knowledge
Practice exercises
Practice exercises
Lecturing
Monologic (Exposition, lecture, briefing)
Projection (static, dynamic)
Projection (static, dynamic)
Monologic (Exposition, lecture, briefing)
Lecturing
assessment methods
Oral examination
Written examination
Written examination
Oral examination
Grade (Using a grade system)
Grade (Using a grade system)
Recommended literature
  • ANOLLI, M., BECCALLI, E., GIORDANI, T. Retail credit risk management. Basingstoke: Palgrave Macmillan, 2013. ISBN 978-1-137-00675-2.
  • BECK, T., CASU, B. The Palgrave handbook of European banking. New York: Palgrave Macmillan, 2016. ISBN 978-1-137-52143-9.
  • MEJSTŘÍK, M., PEČENÁ, M., TEPLÝ, P. Banking in Theory and Practice. Praha: Karolinum, 2014. ISBN 978-80-246-2870-7.
  • MISHKIN, F. S. The economics of money, banking, and financial markets. Boston: Pearson, 2016. ISBN 978-1-292-09418-2.
  • ROSE, P. S. Commercial bank management. New York: The McGraww-Hill, 2002. ISBN 978-0-7-112122-6.


Study plans that include the course
Faculty Study plan (Version) Category of Branch/Specialization Recommended year of study Recommended semester